About us

Larry studied business and international business at Canada College, Stanford, University of Heidelberg in Germany, and the Monterey Institute of International Studies. While going to school, he entered the Insurance business in 1968. He took a position in Europe in 1971 and eventually became the managing General agent for Western Europe, North Africa, and the Middle East. Upon his return to the United States he became regional director of sales for the Midwestern Division. He was involved in direct sales and sales management, as well as training for these companies.

Larry has always been a serial entrepreneur, investing and guiding several companies from book stores and a publishing company, an auto dealership, real estate finance and development, construction and microwave and dry utilities, and telecommunication.

In 2009 he decided to reenter the insurance business, seeing a clear need for those who understood insurance and especially Medicare. The growing population of retirees and the need to understand Medicare presented a growing need. He took several courses and worked for companies specializing in Medicare and products for those retiring. Within two years he decided the best way to help was to be a broker and not be tied to any one company but find the ones who offered the best coverage for the most reasonable price with great service. His commitment to serving and helping customers has been invaluable to many of his clients.

In 2013, after a personal battle with colon cancer, I experienced firsthand the critical importance of accessible, high-quality healthcare. With full medical coverage that alleviated the financial burden of treatment, I was struck by how fortunate I was—and how devastating it could be for someone facing both illness and financial uncertainty. This realization sparked a lifelong commitment to being part of the solution.

Following my recovery, I earned my California health insurance license and became one of the first 5,000 agents to enroll members under the Affordable Care Act. Since then, I’ve expanded my work to include enrolling clients in Medicare plans and serving as a patient advocate— helping individuals navigate the complex healthcare system to access timely, effective care.

With decades of hands-on experience as a caregiver, I bring a deep understanding of the emotional and logistical challenges faced by patients and their families. I have a particular passion for memory care and hospice work, and I’ve spoken at conferences on the importance of caregiver self-care and mental health destigmatization.

Whether enrolling someone in a health plan or supporting them through a critical diagnosis, I’m driven by a single goal: to help people live with dignity, compassion, and respect especially in their most vulnerable moments.

Our Commitment

Everyone needs effective and affordable health insurance. Let us do the analysis with you, to figure which plan fits your needs and budget. We can uncover a plan that fits your lifestyle and financial situation.

• Needed Coverage
  
• You will find insurance coverage for you, or you and your spouse to help cover staying healthy and medical emergencies. We can help you save on doctor visits, low or no cost prescription medication and preventative health services.

• Maps to the Markets
  
• We work tirelessly to stay informed about the latest changes in the MEDICARE market. We can provide you information on what your area has available right now and any expected changes.

Lisa Mast

Larry Gaddis